Will My Insurance Pay for My Girlfriend's Abortion Pill?

August 11, 2026
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If your girlfriend is facing an unexpected pregnancy and considering the abortion pill, you're probably wondering about costs and whether insurance will cover it.


Before considering the abortion pill, it’s vital that your girlfriend receives an ultrasound. We offer these at no cost with no insurance necessary. She can schedule a free, confidential appointment online at Collage.


Can Your Insurance Cover Her?

Health insurance covers the policyholder and enrolled dependents. A girlfriend typically isn't a covered dependent on your plan, which means your insurance generally won't pay for her medical care. The exception is if she's been added to your plan as a domestic partner and your employer allows that.


Additionally, you may be able to extend insurance coverage to her after marriage if your policy allows this as a qualifying event. However, the chances of insurance covering an elective abortion are unlikely.


What About Her Own Insurance in Nebraska?

Under Nebraska law, standard health insurance plans in the state cannot cover elective abortion unless the insured purchases a separate abortion rider. Medicaid in Nebraska covers abortion only in limited circumstances. In most cases, the abortion pill in Nebraska will be an out-of-pocket cost.


What She Should Know About the Drug

The abortion pill uses two drugs. The first, mifepristone, blocks progesterone, a hormone required to sustain the pregnancy. The second, misoprostol, taken a day or two later, causes the uterus to contract and expel the pregnancy tissue. The FDA approves this drug regimen through 10 weeks of gestation. Nebraska law also requires that the abortion pill be prescribed and administered in person by a physician.


Complications can include heavy bleeding, infection, incomplete abortion, and digestive system discomfort. If the drug does not fully end the pregnancy, a follow-up procedure might be required.


Getting the Facts First

A free ultrasound at Collage confirms your girlfriend’s gestational age, whether the pregnancy is in the uterus, and whether the pregnancy is progressing. 


An ectopic pregnancy (when the pregnancy implants outside the uterus) requires different medical treatment than abortion, and could be life-threatening if left untreated. An ultrasound can rule out this complication.


Schedule a free, confidential appointment at Collage today.


Call: 308.234.9880 in Kearney or 308.675.2217 in Grand Island.


*All abortion information sourced in this blog is based on accurate information at the time of writing.


**Collage does not provide or refer for abortions; however, we do offer pre-abortion screening through our no-cost services.

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If you’ve recently learned you are pregnant unexpectedly, we understand how overwhelming this might feel right now. If you're considering abortion as an option, taking time to understand how the process works is important so you can make an informed decision. Collage is here to help provide you with confidential support and abortion information at no cost. We offer a safe space, free of judgment, where you can think calmly about your options, receive lab-quality pregnancy testing, and get a complimentary ultrasound so you can get the facts around your pregnancy and learn what options are available to you. Schedule your free appointment today. Medical Abortion Medical abortion, also known as the abortion pill, ends a pregnancy by using two drugs taken at different times. The first pill, mifepristone, works by blocking progesterone and causes the embryo’s death. The second drug, called misoprostol, is usually taken a day or two after and causes the uterus to contract, expelling the pregnancy tissue through cramping and bleeding. Common side effects can include bleeding and cramping, bleeding with blood clots, and a low-grade fever. Medical abortion is only approved through ten weeks of gestation by the FDA . Follow-up care is typically recommended after a medical abortion to make sure the process is complete. Surgical Abortion Surgical abortion terminates a pregnancy in a clinic or medical setting and involves removing pregnancy tissue from the uterus through a suction device or a tool called a curette. This can also be called dilation and evacuation or dilation and curettage . Common side effects of surgical abortions are bleeding and cramps. You may also have a late or early period as your uterus has to build a new lining after the procedure. What Are The Risks Of Abortion? Medical and surgical abortion both have possible risks that you should be aware of. Some women may also experience emotional responses afterward. Complications that can arise from abortion are: Infection. Scar tissue on the uterine wall, known as Asherman's syndrome . Heavy bleeding that may not stop. Diarrhea and digestive pain. An incomplete abortion. Confirm Your Pregnancy With An Ultrasound Before making a pregnancy decision, it is important to verify your pregnancy with an ultrasound. An ultrasound provides important medical details such as how far along you are, the location of the pregnancy, and whether a heartbeat is detected. These details are important since the abortion pill is not FDA-approved for over ten weeks, and it also rules out ectopic pregnancy, which requires urgent medical attention. As many as 26% of all pregnancies end in a miscarriage, and you can still get a positive pregnancy test result for days or weeks after a miscarriage because it takes time for hCG to leave the body. An ultrasound will confirm whether or not you have miscarried. We provide no-cost pregnancy services at our center, including limited OB ultrasounds, so you can get informed about your pregnancy and options. Get Pregnancy Support at College If you're considering your next step after learning you are unexpectedly pregnant, we are here to give you a safe place to ask questions and learn more about your options. Collage provides confidential appointments and no-cost pregnancy services, including medical-grade pregnancy testing, ultrasounds, and STD testing . You don’t have to figure this out alone. We are here to listen. Schedule your free confidential appointment to learn more about your options. Collage does not provide or refer for abortions; however, we do offer pre-abortion screening through our no-cost services.
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